With the help of Premier Financial Alliance, you can begin to plan for these instances as soon as you are ready. JW's Rise to Success. This is based on one of the Plaintiffs in aparallel fraud casealleging the affiliate who recruited them signed them up. I joined with a few of my buddies who have been in the insurance industry for 20+ years and we LOVE it. If Premier Financial Alliance is indeed an MLM company full of affiliates earning commissions based on how much their recruited downlines are spending each month thats a problem. failure to submit sufficient evidence that plaintiffs affirmatively agreed to the terms of the Premier Financial Alliance Associate Marketing Agreement (AMA) by clicking a box in an online registration form. Their . Ill be checking in for updates on both cases on July 19th, after which our next scheduled case update will be on or around August 20th. p.s. If you pay for them, you ruin your only profit line. Life insurance you don't have to die to use - it just makes sense. Membership Join the Credit Union! This is our shared vision. You can check more insurance companies here. PFA has collaborated with the nation's largest insurance . Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. This, the lawsuit states, comes at the expense of selling insurance policies to retail customers. Our associates are supported by a first-class team that is as passionate as you are. HOME; JOIN PFA; P-TRAC LOG IN; PRIVACY POLICY; TERMS OF USE . Their three pillars- knowledge, power, and success- are a major part of what makes Premier Financial Alliance the longstanding success it is today. Nowadays, people can sue people, company sue company every day. This tax season with discounts on tax solutions that save you money, time and stress. Its hard, but once you make it, understand it. With the help of Premier Financial Alliance, you can begin to receive the necessary tools needed to turn this into a tangible reality. Disclaimer | For Agent/Broker Use Only | Copyright 2023 Premier Financial, Inc. | Powered by iPipeline, 5955 S. 56th Street, Suite 2, Lincoln, NE 68516 Ph: 402-423-5002 Ph. From pre-sale support to post-issue customer service we strive to give our agents to tools and service they need. Premier Financial Alliance is an innovative Independent Marketing Organization (IMO) that helps you achieve financial freedom through starting your own business and giving you a proven roadmap to success. The motion was denied January 22nd, 2019, prompting PFA to file a Motion for Reconsideration. ", "You're never too young for life insurance. On December 19th, PFAs Motion for Reconsideration was also denied. I didn't like that I had to give them 50 of my personal contacts. ATM Finder. The June 25th class-action lawsuit was filed by Plaintiffs Rui Chen and Wenjian Gonzales in California. $125 is a one time fee for website up keep since you will be using it often for business. If recruitment stops, so does your profit. The most damning allegations in the new 2019 lawsuit are the targeting of Asian immigrants, and claim that 95% of sales within Premier Financial Alliance are affiliate purchases. Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. Switching over to the 2019 case, the motion to compel arbitration that stayed the 2018 case was filed by Premier Financial Alliance on May 28th. Business Profile for Premier Financial Alliance. Post your questions here and have them answered by people who are knowledgeable about all types of scams. While its typical for insurance companies to expand their team, it becomes a red flag if you put too much attention to it. Broker at Premier Financial Alliance Seal Team. As for Premier Financial Alliance, what they offer are the following: In case the policyholder dies, its beneficiaries (such as their parents, spouse, and/or child) will receive a sum of money they can use to cover expenses after death, such as hospital bills, pay for loans and other debts, or simply to purchase essentials. No persons, except the promotors and operators of the Premier Financial Alliance scheme make any money. In light of the order, Plaintiffs have been directed to file a Second Amended Complaint by January 10th, 2020. A recently filed RICO class-action lawsuit alleges Premier Financial Alliance is a "particularly egregious classic pyramid scheme". 155 Kapalulu Pl Ste 289. Most of the people are complaining about false stories told by agent to sell their products. Do I smell something fishy? What Is Premier Financial Alliance About? Now I'm literally changing lives. Something went wrong while submitting the form. This product represents the next generation of our shared success . In addition to covering that, today were also revisiting the original 2018 Premier Financial Alliance pyramid lawsuit. $149. Phone number *. Thank you! Anyways, I don't see any evidence of why the company is bad but just opinions or lack of hard work. The motion sough to relate the 2018 and 2019 cases, and was granted on March 26th. Is Premier Financial Alliance a pyramid scheme? Premier Financial Alliance have been directed to file their response to the lawsuit within twenty-one days of the filing. My name is Vasiliy Latipov and I help ordinary folks build extremely profitable affiliate marketing businesses (even if they have no experience or list). The best business tools and support you need. I believe and know now that PFA has the superior product. Talk to the one who invited you. It protects from death, accident, critical illness, or even theft. Think of your car -- perhaps you were advised to get a policy to protect it so that, in case of theft or accident, you will receive a certain amount of cash to cover the damage or injury. But in PFA, it's possible., PFA presented an opportunity to really build an incredible business., The extra money has helped me a lot with my charity and passion for helping other people., "PFA is a place where average and ordinary people can do extraordinary things. Premier Financial Alliance affiliates are promised. A specific example cited in the lawsuit is a representation allegedly made by PFA, by which. The trick to MLM is to sign up underlings that can pay the fee. The company give 30% commision because the money not from them but come from the clients money. I've seen with my own eyes, this company change lives from consumers to their employees. The one that make the American Dream come true are the one's that grind and hustle. All rights reserved. Valley Strong Credit Union operates as a financial cooperative. Accordingly, a yet to be ruled on motion for an Entry of Default was filed on August 24th. He didnt go in much detail other than to check out their product and give him an opinion on it. However, if I were to choose an insurance company that Ill become an affiliate with, PFA will not be on my list. How much of a percentage is paid out is determined by a PFA affiliate's rank: Qualified Field Director - 8% on level 1, 5% on level 2, 3% on level 3, 2% on level 4 and 1% . For improved security and optimized performance we highly recommend upgrading your browser. A new class-action pyramid lawsuit was filed against Premier Financial Alliance earlier this year. PFA, Carroll, J. Wu, R. Wu, Hong, Zhang, AJW, by their authorization promote the pyramid scheme and make misleading claims of financial success. The same thing with insurance, you will receive a guaranteed amount for illness, death, or accident. PFA agents or the PFA don't make money on $125 fee. Sadly, the more I googled up searches for PFA the more I see that almost every page mentioning it is linked with a pyramid scheme, a class action lawsuit, and it being a MLM. The same day the cases were consolidated, Girard Sharp LLP was appointed Interim Class Counsel. Access to P-TRAC, a dashboard that allows you to view team production and metrics. He began his career in the financial services at a time when he was . If you have fallen for a scam, you can post your experience here to warn others. Defendant Premier Financial Alliance, Inc. ("PFA") is a suspended California Corporation, Entity No. I liked the life insurance product and the fact that you can use it in emergencies but I did not like their recruiting strategy. in Life Insurance, Auto Insurance, Home & Rental . From our products and services to all the good we do in our communities. A recently filed RICO class-action lawsuit alleges Premier Financial Alliance is a "particularly egregious classic pyramid scheme". Address Line 1 *. PFA, WFG, Amway they are all big successful company using this system. Only difference? Top 6 Working From Home Tips and Tricks. Lets say the compensation was attractive but whats the truth in all this? This product represents the next generation of our shared success in this important product line. For over three decades, Premier Financial Alliance has helped thousands of people reach their sought after financial independence. Btw I also paid my friends $125 cause he didn't have it at the time. Premier Financial Alliance may be a pyramid scheme. do the same thing. This is my experience and I hope you got some thing out of it! I know most people are confused about how it really works and thats okay. Worse, if its proven to be a fraud, your name might be dragged in it, too. Need Assistance? PFAs argument that the company and its employees are based out of Georgia was also rejected. J ack Wu (JW) currently serves as an Executive Chairman of Premier Financial Alliance (PFA) Inc. (A nation-wide financial marketing company). Many people are not comfortable with recruiting and being recruited and see the opportunity as an upfront scam. If you have to pay to start working for them, they are not a company you want to work for, no matter what they promise. A recently filed RICO class-action lawsuit alleges Premier Financial Alliance is a "particularly egregious classic pyramid scheme". That being said, its important to do a background check before joining a program; let alone buying a product or service to avoid being scammed. Also if you follow their system, you actually get reimbursed what you pay for, which is crazy to me but I appreciate it. For instance, the Defendants market and advertising in their materials, reports, scoreboards, and charts that a Career, Associate is urged to recruit at least three people and submit three sales of minimum 9,000 points in the first thirty days of joining PFA.. Defendants have failed to meet their burden to show, by undisputed material facts, that the parties entered into an agreement to arbitrate the claims here. 155 Kapalulu Place, Honolulu, HI 96819 they will earn vast wealth, luxury vehicles, and lavish trips when in reality more than 95% of PFA Associates average net losses. 1 General Admission ticket. Chen joined Premier Financial Alliance in 2017 and Gonzales in late 2017 or early 2018. The motion requests permission to seek reconsideration of the earlier arbitration denial decision, or in the alternative a transfer of the case to Georgia. That deterred me from committing. It's actually great. The Premier Financial Alliance Lawsuit. Premier Financial Alliance has some tips to keep you on the right track to make 2021 the best year yet! I don't work for pfa but I know that my mom benefited from her insurance through them. The most damning allegations in the new 2019 lawsuit are the targeting of Asian immigrants, and claim that 95% of sales within Premier Financial Alliance are affiliate purchases. Founded in, 2021 headquarterlocation.com. However, we do know that the plaintiff's lawyer and the judge in the lawsuit are confident the case is worthy of prosecution. 132 were here. Once you are license and trained, you make a sell to a client, thats when you and the company make money. So why don't we? Premier Financial Credit Union Mobile Logo. Community. Has this product worked with anyone? Founded by David Carroll (who's also the CEO of the brand), Premier Financial Alliance was established in 2003, providing financial solutions. Even thou comission 50% I wont do it because I feel guilty by stealing ppl money. If you think someone is trying to scam you, this is the place to ask about it. That could be problematic because more or less, they will do their best to persuade you in joining the program. If yes, then you should join our top-recommended program. This organization is a scam. Here are the top work-from-home tips from our staff. Annuities, Life Insurance, Long Term Care Coverage, Income Protection, Medicare Supplements and more. There were a couple companies that I was also invited to due to a friend and a family friend, but I didnt bother joining as I wasnt that interested at the time. Plaintiffs Gonzales and Chen are seeking to represent a class of similarly situated Premier Financial Alliance victims, of whom they estimate there are over 25,000. Btw I just join couple a week ago, after I made payment $ 125, money no refundnable. Theres even a lawsuit filed against them by prosecuting attorneys in June 2018, claiming that the brand has never sold any of their products, in this case, insurance. }; MLM is legal business system that has been around and proven to be very efficient. Welcome to My Premier Financial Alliance Review! Whether retirement plans, funding your childs college tuition, or having enough money in the event of an emergency, these are the types of decisions that should be made sooner than later. Otherwise, check out our top-recommended program if you dont want the hassle of selling and recruiting. Premier Financial Alliance, Inc. (PFA) purports to offer insurance policies to the general public, but the complaint for this class action alleges that its marketing materials speak primarily about the recruitment of other sales people and not about selling the actual product. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. This was again based on a clause in the AMA, which lead to it being denied for the same reason as arbitration. If you have questions or comments, please feel free to share them below. Ask about our exclusive product that offers the potential for a higher guaranteed lifetime income than a traditional fixed annuity. PFA has not persuaded the Court that any other factorscosts of litigation, ease of access to sources of proof, availability of compulsory process as to former employees or associates, etc.would favor transfer to Georgia. Someone reached out to me on Instagram recently. Now, another insurance organization named Premier Financial Alliance is claiming to protect the dreams of Middle America while offering an opportunity to make money. Following the filing of an amended complaint, a second motion to dismiss and compel arbitration was filed later that same month. Welcome to Premier Financial Alliance. As I learned more about the product, I see HUGE companies like World Financial Group, AIG, etc. Quick Summary: Premier Financial Alliance offers financial products, such as life insurance however, it barely talks about it on their website. Daily lunch (Sept 27-29th) Early check in September 25, 2022. Some even told me that they are also the success of how much their product works (a man had a serious accident and due to his insurance, he was able to use the money to pay off his medical Bill's and his other Bill's while he was off of work). Weve added the lawsuit to our list of cases were following, so stay tuned for further updates as the case progresses. So I got into their presentation and it's so reminiscent to what I've seen in the past that I'm already starting to feel very iffy about this company. PFA and WFG does not make money of recruiting people. They get paid by insurance companies by educating the . So I went to one of their interest meetings and was really interested by the product and the company so I joined with a fee of $125, I just wanted to know if anyone else had heard of them. PFA may have privately organized under the Laws of Georgia as a different Equal Housing Opportunity. Premier Financial Alliance is, according to the case, a "suspended" private organization that maintains offices throughout California and Georgia; AJW Productions is the alleged alter ego and money collection entity of the individual defendant described in the complaint as the "chairman" of the pyramid scheme; and Living Life by Design Indexed Universal Life is customized specifically for and distributed exclusively by PFA. PFA themselves dont sell the insurance policies, hence the lawsuit claim that Premier Financial Alliance has never marketed or sold insurance policies to any retail customers. This website provides the most important contact information about the Corporate Offices & Headquarters including Premier Financial Alliance Address, Corporate Number, and more. Financial Services. Premier Financial Alliance agents are paid variable commissions from the insurance carriers based on the type of product, amount of coverage, and other factors such as the age and health of the customer. Press question mark to learn the rest of the keyboard shortcuts. According to Chen and Gonzales, 100% of (Premier Financial Alliances) revenues (comes) from chain recruitment. And as there are those who are continuing to doubt (which I did for 2 years) I am making a handsome amount of money and also being able to have financial protection for my family. The business model described in the lawsuit is that of your typical no retail MLM pyramid scheme. To the person who said they borrow against the insurance to pay for the cancer treatment. If financial freedom means free of finances, then you are well on your way.
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